If you're purchase a home:
A house is the biggest financial investment you'll make. A house is more than just an investment, It's a place you'll call home. It's a place you might use as a stepping stone, a house to start a family or an upsize because your kids are getting older or your family is expanding. There are an unlimited number of considerable factors when choosing a home from location, school districts, commute, accessibility etc. There are a lot of things to worry about and securing financing for your dream home shouldn't be one. is a huge worry for some so we like to work efficiently and communicate early and transparently in order to make this as smooth and as quick a process as possible so you can focus on selecting the home that's best for you and your situation.
If you're refinancing your home:
There's multiple reasons to refinance your home. Maybe current rates are low and you want to take advantage of those rates as well as lower your monthly payment. Maybe you want to pay the home off sooner so you lower your rate which will lower your payment but you keep sending the same amount of money per month as you did before saving you tens of thousands in interest over the life of the loan. Maybe you've been in the home for a few years now and you want to take advantage of the equity you now have due to your mortgage payments and the appreciation of your property and want to utilize some of that equity to remodel the home or pay off some debts that are costing you hundreds to thousands every month. What ever the reason may be, refinancing is something we would love to make as easy and painless for you as possible.
What we specialize in:
I've lived in San Diego since 2005 and it's what I know and call home. I graduated from Mt Carmel High School where I played football for 4 years. I've always been a person who tries to help others and always had a passion for cars so naturally I got into the car sales. I had small problem with this though. I sold Fords and while I think some of their vehicles are best in their class I can't say that about all of them. I personally didn't like selling cars that I didn't believe were best but unfortunately I only had access to Ford vehicles. This is where I met Christian who brought me into the mortgage broker world where I could sell different loan products from different banks. This allows me to find the perfect loan for my client. If one bank doesn't have the loan my client needs then I can reach out to over 100 other banks to get that for them. If for some reason I don't have what they need I can point them in the right direction.
Copyright © 2020 Dane Hines - All Rights Reserved.